RIT Alumni Association

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Gift illustration


Complete gift description


Is this gift for you?


Gift example


Deferred gift annuity



Charitable Gift Annuities
(Gift illustration)

How it works

You transfer cash or securities to RIT.

RIT pays you, or up to two annuitants you name, a lifetime annuity.

The principal passes to RIT when the contract ends.


  • You receive an immediate income tax deduction for a portion of your gift.
  • Your lifetime annuity is backed by a reserve and the full assets of RIT.
  • Your annuity payments are treated as part ordinary income, part capital gains income (15%), and part tax-free income.
  • You have the satisfaction of making a significant gift that benefits you now and RIT later.

For more information

Email us, complete the personal illustration form, or call us at 1 (800) 477-0376 so that we can assist you through every step of the process.